Change your attitude towards paying your bills, and change the likelihood you will suffer from bad credit. That is the single best thing you can do to prevent bad credit in the form of defaults, and now, the dreaded late payment notation. It’s not rocket science of course, but changing your financial attitude and stopping [...]
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So far Lisa Brewster has created 107 blog entries.
We look at Tony Abbott and Joe Hockey’s Federal Budget in detail to determine what the possible ramifications could be for those who will buy a home in the future. Whether you agree with the decisions handed down or not, we look at how the choices in 'Federal Budget 2014' could impact home buyers both [...]
Media Release 'Protect your credit file' campaign fights identity theft. 16 May, 2014 As the Attorney-General announces rates have ballooned to 1 in 5 Australians affected by identity theft, a credit reporting advocate is running an awareness campaign aimed at reducing the numbers affected by this terrible crime. Graham Doessel, who is Non-Legal Director of MyCRA [...]
The Australian Bureau of Statistics (ABS) has released Housing Finance figures for March 2014. The number of commitments for owner occupied dwellings reveal growth has taken a slower pace despite differing predictions from economists. We take a look at the ABS Statistics and what they might mean for the Australian housing market, as well as [...]
Significant changes to Australian credit reporting have been implemented with amendments to the Privacy Act 1988 (Cth). There is new information available to some Credit Providers on Australian credit reports, and with this has also come an increased obligation for all Credit Providers to provide accurate, up-to-date and fair information on credit reports. There have [...]
There has never been a more important time in business to consider the privacy of your customers. Personal information is more accessible than ever before, and with that, comes the need to create and define boundaries around personal information in the private sector. New laws have just been implemented which expand the scope of privacy [...]
MyCRA Lawyers is a proud partner for Privacy Awareness Week (PAW), held 4-10 May 2014. Privacy Awareness Week is held every year to promote awareness of privacy issues and the importance of the protection of personal information. This year is focused on our new Australian Privacy Laws, which came into force on 12 March 2014. Find [...]
Media Release Beware guarantor loans for desperate first home buyers. 24 April 2014 First home buyers desperate to get a foothold in the property market are receiving financial help from Mum and Dad or other family members at increasing rates through family guaranteed loans, but a consumer advocate warns there is no financial benefit for [...]
Is your website or online service running OpenSSL? Or are you an internet user who gives out personal details or uses services within OpenSSL? Then your security may be at risk. According to internet security experts ‘Heartbleed’ is a major vulnerability in common encryption software which is affecting many websites and online services. Heartbleed is [...]
Media Release Be careful where you live because it can affect your credit score 15 April 2014 Australia's new credit laws have some consumers on edge and checking their credit score to ensure they're not blacklisted - but a consumer advocate for accurate credit reporting says beware, your credit score can be lowered by where [...]