5 Reasons why the Christmas season is the time you are most at risk of damaging your credit rating As credit repairers, our busiest period is in the first few months after Christmas. Clients come to us desperate for help to remove the negative listings from their credit files that are causing them to be [...]
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So far Lisa Brewster has created 107 blog entries.
The war on global cybercrime and identity theft continues... The Government’s Cybercrime Legislation Amendment Bill 2011 is set to be passed through the Senate in the New Year, according to reports from The Australian Newspaper ‘Australia to join global anti-cybercrime fight’ today. Attorney-General Robert McClelland told a Council of Europe meeting yesterday in France that the [...]
Have you been locked out of your Facebook account? Fallen for a request to give over personal details to a fraudster? Or had that horrible sinking feeling when you realise someone has been taking money out of your bank accounts? Or perhaps as was recently the case in W.A., you may have had a property [...]
Here is the list you need to read - the top 25 worst internet passwords for 2011. That’s the 25 most frequently used passwords which are most commonly successful in gaining entry into other people’s internet accounts. If you would like to prevent identity theft and credit file misuse, scan this list, and if your [...]
It is estimated identity theft costs Australia $1 billion per year.* When identity theft damages the victim’s credit rating – it is because the fraudster has been able to overtake credit accounts, or has gained access to enough personally identifiable information from the victim to forge new identity documents. This gives the fraudster access to [...]
The Australian Bureau of Statistics released its September Lending Finance figures today – showing a continued small percentage rise in finance numbers. SEPTEMBER KEY POINTS SEPTEMBER 2011 COMPARED WITH AUGUST 2011: HOUSING FINANCE FOR OWNER OCCUPATION The total value of owner occupied housing commitments excluding alterations and additions rose 0.8% in trend [...]
Home loan rates were reduced on 1st November, but for millions of Australians who are living with defaults on their credit file, they will be hit with $22,867.15 (1) more in home loan repayments over the first three years of the loan. The Reserve Bank of Australia has cut interest rates for the first time in [...]
Media Release 4th November 2011 Australian travellers may be left stranded at the airport holding bogus airline tickets at Christmas time after suffering at the hands of scammers. A government agency has warned Australians about cheap flight deals through fake travel websites which have travellers believing they have purchased legitimate airline tickets, but all they [...]
If people need access to money – and quickly – there are a number of options. Whilst many people may not be able to walk in to a bank and withdraw from their savings, they could use their credit card, extend their mortgage or take out a personal loan to cover that unexpected expense. But what [...]
The Federal Government is preparing to roll out its new credit reporting laws. Its comprehensive credit reporting system will allow lenders more access to a potential borrower’s credit information – but the move to positive credit reporting could disadvantage millions through allowing late payments to be noted on Australian credit files. This new aspect to [...]