Mycra Lawyers - Credit Repair Industry Experts

Bad Credit Rating Default Removal Case Study

MyCRA (Specialist Credit Repair) Lawyers Client Profile:

Name:                   Harold*
State:                    VIC
Sex:                       Male
Age:                      35
Married/Single:     Single
Listing Type:          Default
Original Creditor:   Power & Water Corporation
Current Creditor:   Jacana Energy
Paid / Unpaid:        Unpaid
Listing Amount:     $362

Commenced work:             09/07/2019
Default Resolution:            28/01/2020


Credit Repair Background:
Harold* was not experiencing any form of financial hardship. He moved address and believed he did inform them when the final bill was requested. He was not aware that the account was overdue and he was not contacted by the creditor. Harold* would have paid if he was aware.

What were any challenges with the creditor?
Jacana Energy declined to remove the listing even after numerous complaints were raised regarding the default being statute barred. Equifax refused to remove the listing even after it was raised that the matter was statute barred as Jacana Energy advised Equifax that this was not the case.

Why was the listing removed?
MyCRA Lawyers sent various complaints to Jacana Energy & Equifax regarding default being statute barred. Final resolution due to confirmation from Equifax to Jacana Energy it was not possible to be listed as the matter is statute barred.

Summary:
Harold* engaged MyCRA Lawyers to investigate the likelihood of removal of a Power & Water Corporation / Jacana Energy default listing on his credit file. The listing resulted when Harold* was not aware of the overdue account and did not received correspondence from creditor. Harold* only discovered the bad credit default listing when he was later declined for finance. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 203 days. Congratulations Harold and good luck!

Harold’s* name has been changed to protect privacy

Call MyCRA Lawyers today if you’re struggling with your bad credit rating and you need MyCRA Lawyers to help you get it removed fast. Call 1300 667 218 now