Mycra Lawyers - Credit Repair Industry Experts

Bad Credit Rating Removal Case Study

Client Profile:

Name:
State:
Sex:
Age:
Married/Single:
Listing Type: 
Original Creditor:
Current Creditor:
Paid / Unpaid:
Listing Amount:

Stephen*
VIC
Male
47
Married
Default
Toyota Finance
-
Paid
$537

Commenced work:                          13/04/2018
Default Resolution:                        19/04/2018


Credit Repair Background:
Stephen and his wife were experiencing hardship at the time and applied to Toyota for some relief. Toyota agreed that Stephen had a hardship case and changed the loan to lower the payment. Stephen and his wife continued to struggle and missed one payment. The rest were made and the account was eventually paid off in full.

What were any challenges with the creditor?
The creditor responded to our Law Firm requests in a timely manner.

Why was the listing removed?
Toyota Finance believed that it was not an invalid listing but agreed to remove the default on 'good faith' grounds.

Summary:
Stephen engaged MyCRA Lawyers to investigate the likelihood of removal of 2 default listings on his credit file. These listings were the direct result of the time Stephen and his wife were experiencing financial hardships. Stephen only discovered the bad credit default listings when he got a copy of his credit report in 2017. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in just 6 days. Stephen* is now a step closer to achieving a finance approval. Congratulations Stephen and good luck!

Stephen’s* name has been changed to protect privacy

Call MyCRA Lawyers today if you're struggling with your bad credit rating and you need MyCRA Lawyers to help you get it removed fast. Call 1300 667 218