Your home on the line: be vigilant with bills this Christmas.

Media Release Your home on the line: be vigilant with bills this Christmas. 28 November 2013 Australian consumers need to be extremely careful with their repayments over the Christmas period as paying even ONE DAY late on some accounts could mean their credit rating is weakened, warns a consumer advocate for accurate credit reporting. Graham Doessel, Non-Legal Director of MyCRA Lawyers, a national firm which helps clients dispute their credit rating, says regardless of the size of the Christmas credit card bill - delaying payment on licensed credit could prove to be [...]

2017-09-05T05:25:03+00:000 Comments

Online shoppers preyed on by fraudsters this Christmas

Media Release Online shoppers preyed on by fraudsters this Christmas. 26 November 2013 More Australians will shop on the internet this Christmas, but a consumer advocate warns the increase in online trading could bring out more fraudsters looking to prey on time-poor and budget conscious consumers with schemes to not only take money, but personal information for purposes of identity theft. Graham Doessel, Non-Legal Director of MyCRA Lawyers, a firm which helps clients dispute their credit rating, says any unfamiliar retailer should be treated with caution, particularly those seeking personal information. "Consumers [...]

2017-09-05T05:25:03+00:000 Comments

Change to MyCRA Terms 20131122

Effective from the 20th  December 2013, the following term 14. AGREE THAT MYCRA WILL PAUSE YOUR FILE SHOULD YOU FAIL UNDER YOUR OBLIGATIONS TO PROVIDE MYCRA WITH PAYMENT, INFORMATION OR DOCUMENTS AND ANYTHING ELSE THAT MAY BE REASONABLY REQUESTED BY MYCRA will come into effect as 14. AGREE THAT MYCRA WILL PAUSE AND OR CLOSE YOUR FILE UNDER THE FOLLOWING SITUATIONS: 1. SHOULD YOU FAIL UNDER YOUR OBLIGATIONS TO PROVIDE MYCRA WITH PAYMENT YOUR FILE WILL BE PAUSED IMMEDIATELY. WHERE YOUR ACCOUNT IS NOT REMEDIED WITHIN 30 DAYS FROM THE FIRST PAYMENT [...]

2013-11-22T12:11:37+00:000 Comments

7 reasons why an up to date Will is important

Having an up to date and accurate Will is one of the most important things you can do in your life – for when your life ends.  Young or old, rich or poor – every family deserves a Will for their loved ones. Read below to discover 7 reasons why an up to date Will is important. Likewise, having an accurate credit file can be one of the most important factors in ensuring you are provided credit by the lender of your choice. Find out how both of these are important if you [...]

2017-09-05T05:25:03+00:000 Comments

Law Firm lends its muscle to credit rating wars.

Media Release: National Law Firm lends its muscle to credit rating wars. 19 November 2013 Thousands of consumers are being locked out of credit because their Credit Provider has blacklisted them unfairly, and a new national law firm is stepping up and taking positive action to fight for them. MyCRA Lawyers’ Graham Doessel – a pioneer in credit repair who is Non-Legal Director of this breakthrough legal firm focused on credit file consultancy and credit disputes – says the practice means business when it comes to helping those disadvantaged by credit rating [...]

2017-09-05T05:25:03+00:000 Comments

Refinancing is on the up and up – how brokers can capitalise on this trend

It seems there is a good opportunity in the current market for brokers to refinance their existing clients and also to capture other home owners looking to refinance. We look at the recent statistics on the refinance market, and discuss the three things brokers can do right now, to make the most of this refinance trend. By Graham Doessel, Non-Legal Director MyCRA Lawyers. Lower interest rates seem to have contributed to a growing number of refinanced loans in the current market – and this could continue in the future following the abolition [...]

2017-09-05T05:25:03+00:000 Comments

Is your preferred credit repairer a lawyer? If not, here’s why they should be.

MyCRA Lawyers has been established. Here at MyCRA Lawyers we feel so passionately that this change is the BEST WAY FORWARD for credit repair. Why? Because individuals need strong advocates when disputing their credit reporting issues, but those advocates need to be held accountable. In the absence of any formal regulation of the credit repair industry, the Director of MyCRA has made the significant decision to incorporate a Law firm operating under the overarching framework of an Incorporated Legal Practice, under the Legal Profession Act 2007. The fact is, credit repair is [...]

2017-09-05T05:25:03+00:000 Comments

Not all credit repair law firms are created equal.

Media Release Not all credit repair law firms are created equal. 6 November 2013 One of the country’s top credit repairers has stepped up to fill a gap in the credit repair industry with the establishment of a law firm. Non-legal Director and well known consumer advocate for credit reporting, Graham Doessel says the establishment of MyCRA Lawyers has been motivated by an identified need to do more for consumers. “Credit advocates play an essential part in credit reporting, but the only way to truly cover all bases for consumers is to [...]

2017-09-05T05:25:03+00:000 Comments

Identity fraud survey: Find out if you are protected

It’s Identity Fraud Awareness Week 2013 this week running October 13 to October 19. Identity fraud can leave your credit file in ruins, and in some cases can mean a five year battle to recover your good name. Find out how protected you are from identity fraud by taking the Australian Federal Police’s (AFP) online identity fraud survey. Read more about how identity crime can impact your credit file. Know the basic things to keep you and your credit file safe. And this week, take steps to safeguard yourself in the future, [...]

2017-09-05T05:25:03+00:000 Comments

Australians on ‘credit-collision course’ without better education.

Media Release Australians on 'credit-collision course' without better education. 15 October 2013 A consumer advocate for accurate credit reporting hopes the introduction of a public scoring system from Veda Advantage will be the catalyst to boost dangerously low credit awareness and reduce the likelihood of credit disasters following the implementation of new Privacy Laws next year. Graham Doessel, CEO of credit repair company MyCRA says the Veda credit score is calculated from interpreted data at Australia's biggest credit reporting agency, Veda Advantage - and has up till now been used by many [...]

2017-09-05T05:25:03+00:000 Comments