Why Credit Repair Work Is, By Its Nature, Legal Work (and thereby reserved for lawyers)

Why Credit Repair work is, by its nature, legal work (and thereby reserved for lawyers) By claiming expertise in Credit Repair and offering to help with a specific client’s needs, Credit Repair businesses offer legal services. Whether they are legally allowed to is another question. By Patrick Earl & Graham Doessel (See HERE for Fines & Penalties in other cases) There are indicators as to what constitutes “legal Work” Expertise/ knowledge in legal matters The person offering to perform the service must either claim or be assumed to have [...]

‘I Am Not A Lawyer And [I] Do Not Give Legal Advice’ said the ad – OH YES YOU DO, said the Court

'I Am Not A Lawyer And [I] Do Not Give Legal Advice' said the ad - OH YES YOU DO, said the Court The Supreme Court found that the advertisement constituted an offer to perform legal work. The WA Courts have found that an ad on Gumtree offering “… some help to guide you through the Court System …”, was legal work. … [if] the persons giving such advice possess legal skill and a knowledge of the law greater than that [...]

A Summary Of The Legal Proceedings ASIC Filed Against Credit Repair Business Malouf Group Enterprises

A Summary Of The Legal Proceedings ASIC Filed Against Malouf & His Credit Repair Business Malouf Group Enterprises Now that ASIC Filed Against Malouf (Jordan) & His Credit Repair Company "Malouf Group Enterprises", I'd Like To Repeat That For Some Years Now, I've Raised Concerning Allegations About What I Have Been Seeing & Hearing Regarding The Underhanded Practices Of Non-legal Businesses Purporting To Have The Knowledge, Skill And Legal Training To Fix Consumers Credit Ratings. ASIC has now made it public that they too have concerns. Let's hope this is [...]

Can Your Bad Credit Default Be Removed Because Your Old Debt Is Statute Barred

What does it mean when a debt is 'statute barred' and does this mean my default will be removed - MyCRA Lawyers explains all in this revealing article

Case Study – Rikki from QLD had an unpaid $15,427 Esanda default removed

Bad Credit Rating Removal Case Study Client Profile: Name: State: Sex: Age: Married/Single: Listing Type:  Original Creditor: Current Creditor: Paid / Unpaid: Listing Amount: Rikki QLD Male 34 Single Default ANZ/Esanda - Unpaid $15,427 Commenced work:                                              18/11/2015 Default Removal Resolution:                           18/01/2016 [...]

Email Campaign – 16 July 2015 -Veda Advantage issued a notice…

Recently, (11th May 2015) Veda Advantage issued a notice to it's subscribers that they would no longer be removing Court Judgments when a Notice Of Discontinuance is filed. Ve Da Judgment rules have changed                     HOW DOES THIS AFFECT YOU AND/OR YOUR CLIENTS If you use a credit repairer that is NOT a Law Firm, there is a very strong chance they will not fully understand the intracies and legal ramifications of having the Judgment removed. Can you and your reputation [...]

Default Vs Overdue Account – What’s The Difference?

Overdue Account Vs Default Listing What is the difference between a Default and an Overdue Account on your credit rating? Why is a default added to your credit history? When is a default added to your credit history? What if you pay your account? What if your DON'T pay your account? Can it get any worse? What happens AFTER you pay your account? How do you remove defaults from your credit file?      Q.  What is the difference between a Default and an Overdue [...]

2017-09-05T05:24:55+00:00 By |Categories: Business Credit, Consumer, Credit Repair, General, Legislation, Removals|Comments Off on Default Vs Overdue Account – What’s The Difference?

What Is A Court Judgment

What Is A Court Judgment? Do you really understand: What is a Court Judgment How a court Judgment is entered What ISN'T a Court Judgment (and why you should know) Who can enter a Court Judgment Who can apply to have a Court Judgment entered Why would a Court Judgment be applied for How does a Court judgment affect you How to remove a Court Judgment Keep reading to have these questions answered...   Q.   What is a Court Judgment? A.      Judgment (from Butterworth's Australian Legal Dictionary) The determination of a [...]

2017-09-05T05:24:55+00:00 By |Categories: Broker, Business Credit, Credit law series, Credit Repair, DYK - Did You Know, General, Removals|Comments Off on What Is A Court Judgment

Nov 2014 UPDATE – 4BC MyCRA’s Graham Doessel and Privacy Commissioner Tim Pilgrim Interview

Below is the original story and Live Radio interview where Graham Doessel and Tim Pilgrim were both interviewed on Brisbane's 4BC Radio Well a lot has changed since then and one of the biggest changes is the move away for the ludicrous listing a client if they are one day late to the not quite so idiotic listing of a client if they are just 14 days late in making a payment. Do you have a bad credit rating now as a result? Are you sure? Do you want to check for [...]

2017-09-05T05:24:56+00:00 By |Categories: Broker, DYK - Did You Know, Legislation, OAIC, Privacy Commissioner|Tags: , , , , , , , , , |Comments Off on Nov 2014 UPDATE – 4BC MyCRA’s Graham Doessel and Privacy Commissioner Tim Pilgrim Interview

Credit law series: Bad credit mistakes in Australia

In this credit law series, we look at bad credit mistakes. Do you have a bad credit rating and don’t know why? Have you had bad credit placed on your credit file you don’t agree with? You are not alone. Possibly millions of people in Australia have a bad credit rating, and many people are unaware they have black marks against our name until we apply for credit and are flatly refused. We look at the ins and outs of bad credit mistakes and what you can do about them. By Graham [...]