There is a possible worst case scenario: You may be unsuccessful in having your defaults removed.

You need to understand that while we have a great success rate and while some listings have been removed in as little as 12 business hours, some files do take a very long time to negotiate and sometimes, even after many months of waiting on your part and work on our part, we are simply unable to remove all credit file listings.

Hang in there though as we’ve had a default removed that took 11 months of continuous negotiation and waiting. 

I’ll be honest and admit that I think the client had secretly given up thinking it was all a bad joke, until we called him to advise of the successful removal of his default.

Even though he was frustrated at times, he hung in there and once the default was removed he finally got his financial integrity back and was able to apply for the finance he was after.