Generally, if you have a negative listing on your credit file it will prevent you from getting mainstream credit (at affordable interest rates) for between 5 and 7 years.
If there is something on your credit file – a negative listing such as a default, Writ or Judgment which you believe is there in error, is unfair or just shouldn’t be there, then you can engage a credit reporting lawyer at MyCRA Lawyers to investigate for you.
In more detail, credit repair involves the auditing of your Credit Provider to ascertain whether the method and or circumstances of your credit listing were compliant with current credit reporting and or industry law. If mistakes in the process are identified, then we will make a complaint on your behalf. (We remove virtually all defaults we investigate because we know the law much better than the creditors!)
If it can be demonstrated that a listing was placed unlawfully on your credit file, then by law your Credit Provider is required to remove it.
What do I need to do to get started repairing my credit rating?
For a consultation or a quote, call us toll-free on 1300 667 218 or fill out our quick enquiry form for someone to contact you.
All you need to do once the listing is removed is to call the credit reporting body and confirm you clear credit file and you are on your way again with a clean slate.
What we ask from you, is your complete honesty in regards to your case, and the belief that we will do our utmost to make sure you have your financial freedom back again.
To find out more about credit repair, you can download an ebook: 7 Things You Need to Know About Credit Repair written by Graham Doessel (MyCRA Pty Ltd 2010). Please note: Average time frames, prices and specifics quoted in this document may differ from those of MyCRA Lawyers.